Office (702) 435-5067
Fax (702) 988-5373
Bad Credit Home Loans
We are located in Las Vegas, Nevada and provide fast Private Loans & Hard Money Loans in Las Vegas, Nevada.
These are home loans for owner occupied borrowers.
HELOC - We are the ONLY hard money lender to offer this loan product.
The ONLY loans we provide for owner occupied are HELOC loans and we are the ONLY HARD MONEY lender to offer this loan.
Loan Requirements:
- Max Loan to Value (LTV) of 60%
- HELOC loans to 60% LTV
- Loan Amounts from $30K and up
- No Mobile Home Loans
How do I go about getting a private money loan with Private
Funding in Nevada?
There are basically two steps.
- First, run the concept by us. You may call
and discuss the loan with us, or you may
e-mail a summary, or
you may use our
online loan submission, which will walk
you through the process. If we like the project concept and feel
that the numbers are acceptable, we proceed to the next step.
- Complete a loan application, with Credit Authorization (bad credit ok)
Other information that maybe needed is
- Appraisal w/ color photos
- Home inspection
If the property checks out, we draw up the documents and close the loan.
Other Services:
For services to repair your credit. click here
For services to sell your house quickly and avoid foreclosure of your home. click here
Home Equity Line of Credit (HELCO) - This is another option for people to borrow up to 75% LTV, but need an average credit score. (65 % LTV - Min credit score 620) APPLY HERE
CONSTRUCTION LOANS - Bad credit in not a problem for our loan programs, and you will not be turned down because of bad credit or a low fico score. We are concerned with the equity in your home/property, not your credit score. (65 % LTV - Min credit score 650) APPLY HERE
Our Bad Credit Loan Programs Also Work For:
- Non Resident Aliens - OK (No credit history no TaxID#)
- Foreclosure Bailout loans
- Commercial Property (65% LTV max)
- Vacant Land (50% LTV max)
- Identity Theft victims
For most people, our bad credit loan programs are a short term financing solution, until the borrower can repair their bad credit, and raise their FICO score. Fixing your credit should be a priority, and we can point you in the right direction. Once your credit is repaired (6mo-2yrs) you will qualify for a much better rate and can refinance.
