About Us

What is Hard Money?

Hard Money Loans are non-conforming loans, unlike the type of loans from conventional bank financing. They are funded by private individuals like us, and requirements vary from lender to lender, however most private hard money lenders are much more concerned with the collateral and equity protection, than credit scores. Rates are typically higher than conventional financing (our rates start at 12%), however the loan criteria and repayment terms can be tailored to the individual situation.

Why use Hard Money?

Time is money! Hard Money Loans are best suited to capitalize on your time critical real estate opportunities, when you need a loan quickly, or when you can't get credit by normal conventional means. It is a great alternative for fast short term financing. If you have A+ credit and can wait 45 days for the loan, go to a bank.

How long does it take to fund?

Typically it takes 5-10 days for us to fund a loan. Compare this to typical bank funding times of 3-6 weeks. We can fund much faster because our hard money loans are funded either directly with our own funds or by other private investors, and because there is much less paperwork and red tape involved in funding the loan and decisions are made quickly. There is no loan review by committee.

What if I have Bad Credit?

Credit is not an issue, but having a plan on how you will repay the loan is.

 

 

Private Funding of Nevada For All Your Las Vegas Lending Needs!

• Hard Money Loans
• Private Money Loans
• Commercial Loans  
• Bad Credit Loans
• Land Loans
• Investor Rehab Loans
• Residential Loans
• Home Loans
• Refinance Loans
• Home Equity Loans